I partner with benefits brokers and producers to make self-funded stop-loss decisions simpler, sharper, and more defensible — backed by real data, deep carrier relationships, and AI-powered tools built for the way brokers actually work.
I've spent my career inside the complexity of self-funded health plans and stop-loss insurance — understanding not just the numbers, but the stories those numbers tell about a group's risk, their trajectory, and their options.
I work as an embedded specialist alongside benefits brokers and producers across the country — handling the technical heavy lifting so you can walk into every conversation with clarity, credibility, and the right answer.
I've been teaching "Self-Funding 101" since 2010. Today, I'm combining that foundational expertise with AI tools to give every broker I work with access to the same intelligence that used to live only with the specialist.
Stop-loss and captive coverage are financial tools. When groups need them most — when claims hit, when carriers need to perform, when brokers need answers — the expertise has to be there. I work year-round with admins, TPAs, and carriers, collecting data, bird-dogging reimbursements, and monitoring plans in real time. That data flows into in-force dashboards that keep brokers and clients informed and reduce service burden.
Herbie puts that institutional knowledge directly in the hands of every broker I work with — so they can lead hard conversations, answer technical questions confidently, and show up when things get sticky. Because the data has a story. Let's make sure you can tell it.
Whether you're a benefits broker looking to get more from your self-funded clients, an employer evaluating stop-loss options, or a producer wanting to put Herbie to work — grab time directly on my calendar.
Pick a time that works for you — no back-and-forth. We'll talk stop-loss, captive strategy, Herbie, or whatever's on your desk.
Schedule a Meeting →Prefer email? Reach me directly at
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